If you have paid for a non-refundable excursion, travel insurance may be worth getting.

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Memorial Day is just a few days away, and with it the unofficial start of the summer tourist season. As a result, many people are preparing for the long-awaited vacation. While an organized route can help things run smoothly, it won’t offer much of a buffer in case things go awry. This is where travel insurance I can help. By insuring their trip, travelers can be protected against a wide variety of problems and emergencies. And it doesn’t have to be expensive – generally expenses only 4% to 8% of your total travel costs.

However, like all financial products and services, there are better times to get travel insurance than others. Below, we’ll explore three of the best times to get a plan. If you’re considering insuring your next trip, start by comparing travel insurance quotes here now.

3x travel insurance is worth it

While travel insurance can be valuable in numerous scenarios, it is especially useful to have it in the following three cases.

When traveling abroad

Your health insurance may be solid at home, but it may offer little or no protection if something goes wrong while traveling abroad. For this reason and otherstravel insurance can be essential when traveling abroad.

“Most basic health insurance policies either do not offer overseas coverage or if they do, the coverage is limited. Travel insurance policies, on the other hand, can provide cover in multiple destinations around the world,” says SquareMouth, an online travel insurance marketplace.

It’s worth noting that travel insurance doesn’t just cover hotel and flight costs. Depending on the policy, it may also protect you from medical expenses that you would otherwise have to pay out of pocket while abroad. No one wants to think about how to pay for care if they are sick while on vacation. Fortunately, travel insurance takes these concerns out of the equation by protecting you in the event you become ill or injured outside the US

Check your travel insurance options with SquareMouth now to learn more.

When traveling during certain times of the year

No one can know for sure how your trip will turn out. So you need to make sure you complete your due diligence. If you plan to travel to an island during hurricane season, for example, travel insurance is a smart protection to have. While you can’t control the weather, you can control your planned response to any adverse conditions.

Familiarize yourself with any potentially problematic weather for your destination before you get there. Then don’t forget to insure yourself against these conditions in advance. That way, you won’t have to pay for a ride that should have been spent indoors most of the time.

When you have non-refundable items to your trip

While some parts of your trip may be refundable, others may not be. In this case, travel insurance is valuable protection in case non-refundable parts of your trip are not completed as planned. These are generally costs that you wouldn’t be able to get if you had to make an eleventh hour change to your trip. These include pre-paid tours, excursions or other expenses that you may have secured a good deal on by accepting that they are non-refundable (such as airfare).

If you’ve already paid for these items or know you will upon arrival, travel insurance is smart to protect you if something goes wrong. Check travel insurance quotes and options here now to find the best plan for you.

The bottom row

Travel insurance is a smart way to protect yourself against any adverse conditions that could affect parts of your trip – or the whole trip.

While it’s valuable protection to have in many cases, it’s especially worth it when you’re traveling abroad or traveling during certain times of the year when weather conditions can seriously affect your plans. It’s also a good idea to get a travel insurance policy if you have one or more non-refundable parts of your trip. If something goes wrong and you can’t complete these parts, a travel insurance policy can help you get your money back.

Learn more about your travel insurance options here now.

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