Mold is common in many homes. According to the Centers for Disease Control and Prevention (CDC), mold can enter homes through air conditioning systems, windows and doors. Once mold enters your home, it can grow on surfaces such as furniture, carpets, and even paint. If your home is damp, you’re more likely to see or smell mold.
If you find mold growing in your home, you should remove it immediately. But depending on the extent of the mold, it can be expensive to remove. If you’re wondering if homeowners insurance covers mold, the short answer is yes. However, home insurance policies only cover the cost of mold remediation in certain situations.